Credit Analyst

Credit Analyst

We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team. This role is responsible for managing business-to-business collections, analyzing customer payment trends, and supporting proactive engagement with both domestic and international clients. The ideal candidate will have intermediate proficiency in Excel and experience with SAP ERP systems.

Responsibilities

• Manage and execute B2B collections processes, ensuring timely payments from customers.
• Monitor and update weekly aging reports to track outstanding receivables.
• Analyze client payment behavior and trends to identify risks and opportunities.
• Collaborate with the Sales team to proactively address client payment issues and maintain strong payment histories.
• Communicate externally with U.S.-based and international customers to resolve payment discrepancies and improve collection outcomes.
• Maintain accurate records of customer interactions and collection efforts in SAP ERP.
• Support credit risk assessments and recommend credit limits based on financial analysis.

Essential Skills

• Must have accounts receivable, SAP, and B2B experience.
• Experience in client management and rehabilitation.
• Proficiency in credit analysis, customer service, collection, reconciliation, credit & collections, accounting, credit risk, analysis, credit management, financial statement deduction, and financial aging report.

Additional Skills & Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or related field preferred.
• 2+ years of experience in credit analysis, collections, or accounts receivable.
• Intermediate proficiency in Microsoft Excel, including PivotTables and VLOOKUP.
• Experience with SAP ERP is highly preferred.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills, with the ability to work cross-functionally.
• Ability to manage multiple priorities in a fast-paced environment.

Work Environment

The position requires working Monday to Friday, 100% on-site for the first 90 days. After successful training and demonstrating the ability to work independently, the role will transition to a flexible hybrid schedule, with two days on-site and the remainder remote. The company offers a collaborative work environment, opportunities for growth, and a commitment to excellence. Enjoy benefits such as health and wellness programs, and company education assistance.

Job Type & Location

This is a Contract to Hire position based out of Sacramento, California.

Pay and Benefits

The pay range for this position is $30.00 - $35.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Application Deadline

This position is anticipated to close on Oct 8, 2025.

About Aston Carter:

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing double diamond winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, please email astoncarteraccommodation@astoncarter.com for other accommodation options.