Payments Technical Architect - Sr Manager

Overview

We are seeking an experienced Payments Technical Architect to design, implement, and optimize payment solutions for our clients with a key focus on modernization and embedded payments. The ideal candidate will play a key role in defining technical architectures, ensuring scalability, security, and compliance, while collaborating with stakeholders to align payment systems with business goals. This person will be involved in the full client lifecycle, from providing clients with insights to proposing projects and supporting consulting end to end engagements.

Responsibilities

• Lead and execute Accenture’s go-to-market strategy for payments modernization
• Leverage modern architecture and engineering approach to design end-to-end payment solutions for commercial and retail banks, networks, payment processors, ensuring scalability, reliability, and security
• Collaborate with senior client business and technical teams (CIO, CTO, LOB leaders) to sell, define and deliver payment solutions that meet their complex needs and comply with industry standards
• Evaluate and integrate payments APIs, and third-party service providers (e.g., Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.)
• Ensure compliance with regulatory frameworks and other relevant standards
• Optimize payment processes for cost efficiency, reduced latency, and enhanced user experience
• Provide technical leadership during system migrations, upgrades, or integrations with new payment platforms
• Develop documentation and maintain best practices for payment architecture and integrations
• Lead the resolution of technical issues related to payment systems
• Stay updated on the latest trends in the payments domain, such as CBDC and GenAI, tools, and technologies

Required qualifications

• Consulting experience (preferably 5+ years) - Bachelor’s degree in Computer Science, Engineering, or a related field
• Proven experience as a Technical Architect or similar role in payments or financial services
• Deep understanding of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, ISO 8583)
• Strong knowledge of tokenization and encryption standards
• Experience with modern architecture and engineering practices (e.g., Domain Driven Design, Event Driven Architecture)
• Experience with cloud platforms (AWS, Azure, GCP) and microservices architecture
• Excellent communication and stakeholder management skills

Preferred qualifications

• Experience with platforms and payment orchestration layers
• Knowledge of fraud prevention technologies and tools
• Experience with real-time payment systems (e.g., RTP, FedNow)
• Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional)

Compensation and location

Compensation at Accenture varies depending on a wide array of factors, including location, role, skill set, and experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below. Applications are accepted on an ongoing basis with no fixed deadline to apply.

Information on benefits is here:

Role Location Annual Salary Range

• California: $132,500 to $302,400
• Colorado: $132,500 to $261,300
• District of Columbia: $141,100 to $278,200
• Illinois: $122,700 to $261,300
• Minnesota: $132,500 to $261,300
• Maryland: $132,500 to $261,300
• New York/New Jersey: $122,700 to $302,400
• Washington: $141,100 to $278,200

Accommodations and equal employment opportunity

Requesting an Accommodation: Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired and require accommodation to perform essential functions, you will participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future accommodations once hired.

If you would like to be considered for employment opportunities with Accenture and have accommodation needs, please call toll-free at or contact a recruiter.

Equal Employment Opportunity Statement: We believe that no one should be discriminated against because of differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status, or any other basis as protected by law. Our diversity makes us more innovative and competitive.

Other statements: Applicants must have work authorization in the US. Some roles may require disclosure of pay information in accordance with company policies. California residents may have additional notifications.