Trade & Working Capital- Structured Working Capital Product Manager- Vice President

Product Manager In Trade And Working Capital- Structured Working Capital

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.

As a Product Manager in Trade and Working Capital- Structured Working Capital, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.

Trade & Working Capital (TWC) is a division of Payments. For more than 200 years, J.P. Morgan has helped clients make trade payments, access liquidity, and manage risk. We connect counterparties with market-leading Core Trade, Supply Chain Finance (SCF), A/R Finance, Inventory Finance, Contract Monetization, and Export Finance solutions. Our institutional strength, practical expertise, comprehensive technology, and unparalleled network enable us to deliver powerful global solutions, when and where our clients need them. Our global product and technology platform, integrated client service model and network of operational centers enable us to deliver a consistent set of services to clients no matter where they are across the world.

Job Responsibilities

• Develops a comprehensive product strategy and vision focused on Structured Working Capital (SWC), particularly Receivables and Inventory Finance, to deliver significant value to customers
• Oversees product-level governance, risk, and control environments, including product approvals, renewals, and cross-functional collaboration with Risk, Legal, and Compliance teams
• Ensures that products have obtained the necessary regulatory, control, and compliance approvals prior to launch and for ongoing renewals and updates
• Manages discovery efforts and conducts market research to identify customer solutions and integrate them into the product roadmap.
• Takes ownership of the rollout of new systems, working collaboratively with Technology to align with product parameters and enhance the client experience
• Serves as the primary point of contact for second-line risk and product control partners, regulators, and local governance bodies
• Ensures readiness and coordinates reviews by the Office of the Comptroller of the Currency (OCC) and internal audit teams
• Owns, maintains, and develops a product backlog that supports the overall strategic roadmap and value proposition.
• Builds the framework and tracks key success metrics for the product, such as cost, features and functionality, risk posture, and reliability
• Liaises with Finance partners to ensure accurate reporting of the Profit and Loss (P&L) for global Structured Working Capital (SWC)

Required Qualifications, Capabilities, and Skills

• 5+ years of experience or equivalent expertise in Trade product management
• 5+ years of experience within Receivables Finance with Bank or Factoring company
• Experience in working closely with internal/external Technology teams to design systems for the bank
• Advanced knowledge of the product development life cycle, design, and data analytics
• Experience in working on innovative solutions for clients and developing the product to address bespoke client and market needs
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management

Preferred Qualifications, Capabilities, and Skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Experience in Inventory Finance, preferred
• MBA, preferred