Senior Lead Compliance Officer - Structured Products Group

About this role:

We are seeking a highly experienced Senior Lead Compliance Officer to support the Structured Products Group (SPG) across both Capital Markets and Warehouse lending functions. This role combines strategic advisory and operational compliance responsibilities, ensuring robust regulatory compliance across asset-backed lending, securitization and syndication. The role is part of the broader Corporate and Investment Banking (CIB) Compliance team and requires deep expertise in broker-dealer regulations and lending compliance.

In this role, you will:

• Serve as a subject matter expert on regulatory requirements impacting Structured Products Group (SPG) including Regulation Asset-Backed Securities (Regulation AB), Regulation RR, Volcker Rule, TRACE, and other applicable FINRA, SEC, FRB, and OCC rules.

• Provide compliance advisory support for Asset-Backed Securities (ABS) issuance, syndication, and lending activities.

• Support the day-to-day SPG compliance program and address inquiries related to regulatory requirements.

• Prepare and provide management ready communications and reporting of compliance issues and activities

• Accountability for executing on compliance initiatives impacting SPG mandate.

• Oversee and challenge the execution of compliance programs by the Front Line.

• Develop, implement, and monitor risk-based compliance programs and controls.

• Provide regulatory compliance risk expertise and consulting for high-risk projects and initiatives.

• Conduct compliance risk assessments and support regulatory exams, audits, and inquiries.

• Monitor and assess regulatory developments and their impact on SPG activities.

• Design and deliver targeted compliance awareness training.

• Collaborate with Legal, Risk, Audit, and other internal stakeholders.

• Prepare management-ready reports and communications on compliance issues.

• Support regulatory change management and corrective action planning.

• Assess employee licensing requirements and ensure compliance with registration obligations.

• Demonstrate deep knowledge of SPG products, associated risks, and the control environment.

• Evaluate industry practices and regulatory developments to inform internal policies and procedures.

• Build strong partnerships with internal stakeholders including Legal, Operational Risk, Credit, and Market Risk teams.

Required Qualifications:

• 7+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Advanced degree or certification (JD, CRCM, etc.).

• Expertise in FINRA, SEC, FRB, and OCC regulations related to broker-dealer and ABS activities.

• Familiarity with traditional lending regulations (Reg B, FCRA, UDAAP, SCRA, Reg W, Reg O, FDPA).

• Experience executing compliance activities related to Structured Products origination, syndications and lending.

• Knowledge of CFPB and consumer lending regulatory frameworks.

• Strong knowledge of capital markets and broker-dealer regulations.

• Experience with Fixed Income and Structured Products compliance programs.

• Excellent communication, analytical, and problem-solving skills.

• Demonstrated ability to manage multiple priorities in a fast-paced environment.

• Proven experience drafting policies and procedures and delivering compliance training.

• Ability to work independently and collaboratively in a team-oriented setting.

Job Expectations:

• Occasional travel may be required.

• This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to compliance with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents

• Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

• Willingness to work on-site at stated location on the job opening.

Job Posting Locations:

• 401 S Tryon St, Charlotte, NC

• 30 Hudson Yards, New York

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs ( for an overview of the following benefit plans and programs offered to employees.

• Health benefits

• 401(k) Plan

• Paid time off

• Disability benefits

• Life insurance, critical illness insurance, and accident insurance

• Parental leave

• Critical caregiving leave

• Discounts and savings

• Commuter benefits

• Tuition reimbursement

• Scholarships for dependent children

• Adoption reimbursement

Posting End Date:

16 Sep 2025

***** Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo ( .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy ( to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number: R-