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Underwriting Consultant, E&I Local Markets - Remote

UnitedHealth Group

Company : UnitedHealth Group

Location : Hartford, CT

Posted Date : 25 October 2025

Job Details

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together .

The Underwriting Consultant for Employer & Individual Local Markets will analyze health benefit plan characteristics through case risk evaluation and product pricing. They will utilize established underwriting criteria and policies to develop financial responses to New Business requests for proposal. They will also build and maintain models to assist in the economic analysis of market alternatives. The Underwriting Consultant is responsible for the evaluation and recommend alternative pricing options and plan design changes based on economic analysis and trends.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

  • Development of medical administration fees, pharmacy guarantees, stop loss pricing and related financial modeling that directly aligns with the proposal response strategy
  • Respond to request for proposal questions, guarantees and other related financial exhibits within specified timelines
  • Prepare detailed review documentation for internal approvals with management or senior leadership as required
  • Assess data to develop guarantees, insured or other risk type responses - includes utilization analysis and experience rating

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • 3+ years of ASO/Self-Funded underwriting experience in the healthcare industry
  • 2+ years of experience with Risk Management
  • Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)
  • Proven excellent communication skills, both orally and in writing

Preferred Qualifications:

  • Proven ability to understand and calculate revenue, expense, risk and profit

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $71,200 to $127,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

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