Senior Claim Specialist

Company : Chubb

Location : O'Fallon, MO, 63366

Posted Date : 28 October 2025

Job Details

JOB DESCRIPTION
We are seeking Senior Claim Specialists to join our Property Catastrophe Claims Team. The ideal candidate will have experience in handling personal and commercial property claims, particularly those related to natural disasters and catastrophic events. As part of our team, you will play a crucial role in assessing property damage, investigating claims, and providing excellent customer service to policyholders. This is a work from office position. Preferred location is Alpharetta GA.
Responsibilities

Manage personal and commercial property claims for CAT response and contingency support.
Ensure thorough investigations with prompt identification of available coverages, recovery potential, fraudulent claim indicators, and loss exposure amounts.
Utilize cost effective tools and resources, including evolving transformative digital technology options, to enhance client experiences and improve accuracy in claim outcomes.
Conduct virtual inspections, through utilization of approved vendors and tools to assess and adjust a variety of personal and commercial property claim types.
Effectively control the use, work product, and expenses when retaining any outside vendors.
Maintain proactive action plans with utilization of effective diary practices that advance claims to accurate and timely resolution.
Establish and maintain accurate and timely reserves, claim data, and file documentation throughout the life of the claim.
Effectively evaluate relevant claim facts, contract language, and supporting documentation to make appropriate claim determinations and drive successful recovery outcomes.
Adhere to all statutory and regulatory fair claims practices.
Develop and maintain strong business relationships with internal and external customers.
Successfully contribute to delivery of the team's goals, objectives, and results.
Provide superior client service while supporting workload surges in various business need areas, working weekends and/or extra hours on weekdays as needed.
Complete desk re-inspections, subro reviews, and other duties as required.

QUALIFICATIONS

Full
ABOUT US
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.