Senior AML Financial Crime Risk Investigator (US)

Financial Crime Risk Senior Investigator

The Financial Crime Risk Senior Investigator conducts end to end investigations of various higher complexity and sensitivity through analysis of evidence gathered for both internal and external investigations. Includes authority in applying reasonable grounds to suspect money laundering/terrorist financing, mitigating, and disrupting financial crime (recommending for demarket and/or freezing accounts by the appropriate investigative unit).

Investigate criminal cases ranging from simple to complex in nature

Sound knowledge of Bank products, systems, policies and procedures

Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends

Manages programs/projects/initiatives of low to moderate scope and complexity

Expert level professional role requiring in-depth knowledge/expertise in own field of specialty and working knowledge of broader related areas

Integrates the broader organizational context into advice and solutions within own area

Understands the industry, competition and the factors that differentiate the organization

Impacts a range of functional programs across own and related teams

Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels

Builds stakeholder alignment in leading projects and activities

Works independently as the senior technical lead and guides others within area of expertise

Identifies and leads problem resolution for complex issues at all levels

Undergraduate degree or equivalent work experience

5+ years of experience

2+ years working in a role dedicated to conducting complex money laundering investigations either in a law enforcement agency or a financial institution

Experience in writing and/or reviewing Suspicious Activity Reports

Knowledge of criminal investigative techniques

Knowledge of financial industry products, policies, and procedures

Conducts a variety of complex investigations, including AML, Sanctions/ABAC, and Financial Crime

Applies sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats

Assesses and prioritizes files and investigates assigned cases ensuring proper protocols are in place and effectively applied

Works effectively with counterparts at other FIs, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure

Conducts investigations in a professional and timely manner

Identifies and communicates procedural weaknesses to businesses

Identifies industry and typologies risk and trends for respective program areas and shares knowledge with appropriate stakeholders

Maintains and establishes working relationships with internal partners (e.g., HR, Employment Standards, and Legal, etc.) for investigative purposes

Applies sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate

Leads workstream by acting as a project lead for large or complex projects/initiatives in accordance with project management methodologies

Evaluates the effectiveness of processes/services and recommends/champions possible enhancements

Recommends improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders

Plans and delivers efficient and cost-effective processes that support and promote the implementation of programs

Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience

Adheres to enterprise frameworks or methodologies that relate to activities for respective business area(s)

Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist

Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate

Protects the interests of the organization identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues

Runs analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices

Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts

Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensures timely communication of issues/points of interest

Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit

Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

Participates in personal performance management and development activities, including cross-training within own team

Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

Contributes to a fair, positive, and equitable environment that supports a diverse workforce

Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel Occasional

International Travel Never

Performing sedentary work Continuous

Performing multiple tasks Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds Occasional

Sitting Continuous

Standing Occasional

Walking Occasional

Moving safely in confined spaces Occasional

Lifting/Carrying (under 25 lbs.) Occasional

Lifting/Carrying (over 25 lbs.) Never

Squatting Occasional

Bending Occasional

Kneeling Never

Crawling Never

Climbing Never

Reaching overhead Never

Reaching forward Occasional

Pushing Never

Pulling Never

Twisting Never

Concentrating for long periods of time Continuous

Applying common sense to deal with problems involving standardized situations Continuous

Reading, writing, and comprehending instructions Continuous

Adding, subtracting, multiplying, and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.