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Principal Data Analyst- Retail Bank

Capital One

Company : Capital One

Location : Richmond, VA, 23220

Posted Date : 15 October 2025

Job Type : Full Time, Part Time

Category : Information Design & Documentation

Occupation : Data Analyst

Job Details

Principal Data Analyst- Retail Bank

At Capital One, data is at the center of everything we do. When we launched as a startup we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

In the Consumer Bank, we've combined this human-centered approach with our heritage of data-driven decision making to design, build and test our way to truly enabling financial experiences. We've challenged ourselves to spend less time planning, more time doing, and, above all else, to see the world through the eyes of our customers as they work to understand and manage their money.

Retail Bank line of business and functional areas include digital/online banking, branch/cafe experience, bank operations (i.e., account maintenance, deposits, ATM, tax reporting, etc.), contact center, enterprise payments (debit, ACH, check, wires, etc.), marketing and product strategy, and small business banking (i.e., strategy and deposits, sales and servicing, and lending).

As a Data Analyst at Capital One you will leverage analytic and technical skills to innovate, build, and maintain well-managed data solutions and capabilities to tackle business problems.

On any given day you will be challenged on three types of work Innovation, Business Intelligence and Data Management:

Innovation

  • Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms
  • Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers
  • Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives

Business Intelligence

  • Partner with the business to provide consultancy and translate the business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization
  • Drive analysis that provides meaningful insights on business strategies

Data Management

  • Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions
  • Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance
  • Build and execute tools to monitor and report on data quality

Our ideal candidate will have:

  • Degree specialized in a Science, Technology, Engineering, Mathematics discipline
  • Scripting experience in (Python, R, Spark, and SQL)
  • Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data)
  • Experience utilizing and developing within AWS services

Basic Qualifications:

  • Currently has, or is in the process of obtaining a Bachelor's Degree in quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science or a related quantitative field) plus at least 5 years of experience performing data analytics, or, a Master's Degree plus at least 3 years performing data analytics with an expectation that required degree will be obtained on or before the scheduled start date.
  • At least 3 years of experience working with at least one scripting language
  • At least 3 years of experience utilizing a business intelligence visualization tool
  • At least 3 years of experience in querying, analyzing and working with data languages and platforms

Preferred Qualifications:

  • Master's Degree in a Science, Technology, Engineering, Mathematics discipline
  • At least 4 years of experience coding in Python, R, Spark, or SQL
  • At least 4 years of experience working within process management and improvement methodologies Agile, Lean, Six Sigma, etc.
  • At least 2 years of experience utilizing and developing within AWS services
  • At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $127,500 - $145,500 for Principal Data Analyst

Richmond, VA: $115,900 - $132,200 for Principal Data Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonuses and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.

Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.

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