Field Property Claims Adjuster

Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections in Louisville/Lexington, KY region.
ESSENTIAL FUNCTIONS:
* Primarily responsible for handling:
o Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
o Property coverage questions; and
o Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
* Inspect and write moderate to large property estimates using estimating guides and estimating software.
* Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
* Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
* Comply with claims organization's policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
* Must be capable of investigating and closing a minimum average of 30 elements per month.
* Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
* Serve as a member of claims and other company integrated teams as assigned.
OTHER FUNCTIONS:
* Climb roofs and perform other field based inspections.
* Obtain and maintain all applicable adjusters licensing.
* Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
* Perform other duties as assigned.
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* Bachelor's Degree
* Experience with any sort of automated estimating system, Ex: Xactimate
* 3-5 years of Commercial Property adjusting experience (this role will be 40% personal, 60% commercial)
* Must have experience in field writing estimates in person
* Must have experience working direct for an insurance company, cannot solely be a desk adjuster or independent adjuster
* Local to Lexington/Louisville, KY
* Valid Driver's License