Director Payment Acceptance

Director Payment Acceptance

The pay range is $131,000.00 - $236,000.00. Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at Target.

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture.

A role in Financial Products & Services (FPS) means joining a high-impact team that designs and manages Target's financial offeringslike Target Circle Card, Gift Cards, and Paymentsto deliver intuitive, rewarding, and trusted experiences. You'll drive transformation through innovation, digital engagement, and strong cross-functional collaboration, directly influencing enterprise strategy and Guest loyalty. From shaping strategy to managing P&Ls, your work helps position Target as a destination for simple, smart, and accessible financial solutions.

As the Director Payment Acceptance on the Financial Products & Services (FPS) team, you will lead the strategy and execution of Payment Acceptance across Target's enterprise, spanning stores, digital, and third-party platforms. Your work will shape how millions of guests pay at Target; securely, seamlessly, and in ways that drive loyalty, reduce friction, and deliver enterprise value.

You will lead a team responsible for advancing Target's payment architecture, managing complex vendor and network relationships, and unlocking innovation through initiatives such as orchestration layers, processor redundancy, and emerging payment methods. With a strong emphasis on cost optimization, compliance, and guest experience, you will develop and execute business cases that influence enterprise investments and long-term strategies.

This role requires an external mindset and natural curiosity about how payments are evolving across retail, technology, and regulatory landscapes. You will bring insight from competitive benchmarking and industry trends to ensure Target stays ahead of change. Internally, you will collaborate across a highly matrixed environment, partnering with Product, Digital, Loyalty, Legal, Compliance, Treasury, and Finance to align priorities, navigate complexity, and deliver results.

Blending commercial strategy, technical understanding, financial discipline, and trusted cross-functional leadership, you will play a key role in modernizing how Target accepts payments today while building for the future of commerce.

Core responsibilities of this job are described within this job description. Job duties may change at any time due to the business needs.

About you:

• Four Year degree preferably in Finance, Business, Technology, or a related field; or equivalent experience
• MBA, CPA, or related advanced degree preferred
• 10+ years of progressive business experience, with a strong preference for candidates with expertise in Payment Acceptance, Retail Financial Services, or Strategic Product Management
• Proven track record of developing and executing strategies in highly matrixed, cross-functional environments
• Excellent communication, collaboration, and interpersonal skills, with the ability to influence at all levels of an organization
• Strong analytical and critical thinking skills, with experience using data to drive financial, customer, and operational outcomes
• Ability to thrive in a fast-paced environment, managing competing priorities, project deadlines, and dynamic partner expectations
• Demonstrated leadership capabilities, including experience leading and developing high-performing teams and coaching both direct and indirect reports
• External curiosity and a forward-looking mindset, with a passion for industry trends, innovation, and guest-focused transformation.

Benefits Eligibility

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Americans with Disabilities Act (ADA)

In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to candidate.accommodations@HRHelp.Target.com.