JobsUSACredit Solutions Advisor - San Marcos - Spanish Language Preferred
Company : Disability Solutions
Location : San Marcos, CA, 92079
Posted Date : 15 September 2025
Job Details
Credit Solutions Advisor II
Job Description
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for providing specialized and personalized service offering advice and guidance to financial center clients through the full spectrum of borrowing and banking offerings at each stage of client's life plan. Key responsibilities include acquiring new and deepening existing client relationships by conducting client meetings and presenting customized solutions to clients to help them achieve their financial goals. Job expectations include effectively balancing sales performance, operational risk, and client relationship care by leveraging expertise. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.
Responsibilities:
- Recommends financial advice and guidance that align with the clients' financial goals and needs
- Builds and deepens relationships with new and existing clients by leveraging the full capabilities of the bank
- Analyzes the client's financial needs and applies knowledge of borrowing and banking to recommend alternative or additional financial services that best align with the client's unique priorities
- Connects with clients through outreach and pipeline management activities and conducts consistent follow-up routines to meet client needs
- Makes decisions on client requests and makes referrals to appropriate internal partners based on client needs
- Partners with financial center leaders, performance managers, and market leaders to provide specialized guidance and coaching to financial center associates during meetings to assist with team delivery of an exceptional client experience
- Minimum of 2 years of mortgage origination experience. In lieu of this requirement, has previously held the role of:
- Home Service Specialist II, Lending Client Associate, Lending Client Support Manager, Lending Specialist, Senior Banker, Business Solutions Advisor or Financial Solutions Advisor at Bank of America for 1 year
- Knowledge of credit and home lending requirements
- Actively listens to the client to determine their needs and goals and has a desire to interact with clients proactively.
- Communicates professionally, effectively, and confidently and is comfortable engaging all clients in person and over the phone.
- Is a critical thinker and can analyze financial and credit data to advise clients of product/pricing policies and guidelines and gather any additional required information.
- Has effective customer service skills with ability to manage the full client end-to-end experience and problem resolution.
- Strong written and verbal communications skills.
- Ability to handle ambiguity and adapt to changing circumstances.
- Dedicated, enthusiastic, driven and performance-oriented; possesses a strong work ethic.
- Can be flexible to work weekends and/or extended hours as needed.
- A true team player and collaborator, translating knowledge and experience into strong and productive relationships internally and externally.
- Ability to learn and understand technology.
- Demonstrates a commitment to professional ethics and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all Federal and State compliance policies.
- Experience working in a financial center where goals were met or exceeded.
- Knowledge in analyzing and comprehending complex financial data and providing financial alternatives.
- Knowledge of banking products and services.
- Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
- Experience in a loan origination role in a retail environment and knowledge of
- Mortgage Products (Conventional, Jumbo and HELOC, Government)
- Structuring, Processing, underwriting and closing procedures
- Federal regulations governing real estate lending
- FHA and HUD guidelines
- Other Lending Products (Credit Card, Vehicle Loans)
- Strong computer skills including MS applications and previous experience utilizing laptop technology.
- Client Management
- Client Solutions Advisory
- Customer and Client Focus
- Referral Identification
- Risk Management
- Client Experience Branding
- Credit Documentation Requirements
- Credit and Risk Assessment
- Pipeline Management
- Referral Management
- Attention to Detail
- Collaboration
- Issue Management
- Prospecting
- Relationship Building
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - CA - San Marcos - 601 S Rancho Santa Fe Rd - San Marcos BC (CA0169)
Pay and benefits information
Pay range
$24.63 - $29.61 hourly pay, offers to be determined based on experience, education and skill set.
Formulaic incentive eligible
This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.
Recently Posted Jobs
Bilingual Customer Service Specialist (Spanish) Floater
Sherwin-Williams
Auburn, AL
Radiology - Ultrasound-General
University of Maryland Medical System
Baltimore, MD
Reliability Technician - Lubrication
West Fraser Timber
Opelika, AL
Skilled Over-the-Road CDL-A Truck Driver
J.S. Helwig
Blue Bell, PA
Travel Nurse RN - Telemetry - $1,950 per week
SkyBridge Healthcare
Gilbert, AZ
Travel Registered Nurse - Emergency, ICU & Med-Surg (Adult & Pediatric) - $2,873 per week
Synergy Medical Staffing
Fort Defiance, AZ
MRI Tech II
Emory Healthcare
Atlanta, GA
Surgery - General Physician Assistant
Barton Associates
Baltimore, MD
RN - PACU
Carle Health
Peoria, IL
Trans Truck Driver OTR Regional - OLNEY, IL
Walmart
Olney, IL
Senior Sales Manager, Middle East
Cloudflare
San Francisco, CA
BWFH 5 East Certified Nursing Assistant
Mass General Brigham
Jamaica Plain, MA
Wound, Burn and Ostomy Physician
She Recruits, LLC
Kansas City, MO
Director 2, Culinary, Premium Services
Sodexo
Howard Beach, NY
ARRT Radiology / Limited License X-Ray Technologist at Sherwood Urgent Care - PRN
Urgent Team
Batesville, AR
Full Time Veterinary Receptionist
VCA Animal Hospitals
Glendale, CA
Registered Respiratory Therapist
Care Options for Kids
Bala Cynwyd, PA
Software Engineer, Enterprise Switching
Cisco
Milpitas, CA
Qualified OTR CDL A Drivers Needed - Top Earners Average $92,254/Year
Crete Carrier Corporation
St Louis, MO
Merchandising Team Lead (Next Day Pay)
Spar Group
Newark, NJ
Other Jobs You May Like
Behavioral Health Specialist LCSW, LMHC or LMFT Required Bilingual Spanish Required
Company : CVS Pharmacy
Location : Bronx, NY
Behavioral Health Specialist Requires LCSW LMHC or LMFT Bilingual Spanish Preferred
Company : CVS Pharmacy
Location : Bronx, NY
Behavioral Health Specialist LCSW LMHC or LMFT Required Bilingual Spanish Preferred
Company : CVS Pharmacy
Location : Brooklyn, NY
RN, Registered Nurse - PRE Operative (San Antonio)
Company : CHRISTUS Health
Location : San Antonio, TX
Engineer, App Dev & Maintenance - Nuclear & Precision Health Solutions IT
Company : Cardinal Health
Location : Dublin, OH
Licensed Speech-Language Pathologist (SLP) PRN
Company : EmpowerMe Wellness
Location : San Francisco, CA
Top searches
Employment opportunities at Disability Solutions
- Disability Solutions jobs near me San Marcos, CA
- Disability Solutions jobs hiring near me San Marcos, CA
- Disability Solutions jobs near San Marcos, CA
- Disability Solutions jobs hiring near me
- Disability Solutions openings near me
- Disability Solutions jobs near me in San Marcos, CA
- Disability Solutions jobs hiring in San Marcos, CA
- Employment opportunities near me
- Job openings near me
- Jobs hiring immediately
Trending Searches in San Marcos, CA