Credit Risk Underwriter

Credit Risk Underwriter

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

What does a successful Credit Underwriter do at Fiserv?

You will be part of the Credit Risk Management team and create and execute credit risk strategies for financial products provided to merchants including underwriting, monitoring and potential workout scenarios.

What you will do:

• Leverage transaction level merchant data to power risk decisions which will involve extensive data analysis using advanced techniques on this powerful dataset to arrive at smart Risk-Return Tradeoff decisions.
• Create underwriting strategies for new financial produces.
• Underwrite large size deals.

What you need to have:

• High School graduate/GED
• 3 years of experience in risk and loan underwriting financing.
• 3 years of experience in evaluating financial statements, and bank statements to assess credit risk.

What would be great to have:

• Bachelor's Degree
• Merchant Cash Advance experience.
• High energy and drive to innovate and evolve existing products, policies and processes and effectively manage day-to-day processes.
• Ability to communicate effectively and work well in a matrix environment; work closely with cross functional business partners.

How you will work:

This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experience helps you with your overall onboarding experience and leads to stronger productivity.

Applicants must be authorized to work for any employer in the US. We are unable to provide employer sponsorship or take over sponsorship of an employer sponsored visa at this time.

Salary Range $46,000.00 - $72,600.00 These pay ranges apply to employees in New Jersey, New York and California. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran. This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity: Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.

Note to agencies: Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

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