2026 Commercial Banking Early Career Development Program (CA)

Wells Fargo Commercial Banking Early Career Development Program

Wells Fargo is seeking talent to join the Commercial Banking Early Career Development Program. Learn more about the career areas and lines of business at wellsfargojobs.com.

Commercial Banking provides credit, treasury management, and corporate and investment banking solutions to businesses with sales generally greater than $25 million. The Commercial Banking Early Career Development Program is a two-year program focused on providing exposure to Commercial Banking through an initial phase of business rotations (first year) followed by an immersive experience in a single business (second year). The program will promote professional development and business skills acquisition through on-the-job experience as well as formal in-person and virtual training, including a foundational introduction to credit and banking fundamentals.

In the Commercial Banking Early Career Development Program, you will:

• Rotate across several Commercial Banking business areas to acquire diverse experiences and insights as well as determine the roles that align to your career interests. You may be involved in sales, credit, product, or strategic activities such as:

• Participating in the sourcing, structuring, underwriting, and execution of low complexity multi-million-dollar credit transactions as an active member of the deal team.
• Conducting due diligence, analyzing financial statements, building financial models, and determining risk ratings to prepare comprehensive memos that support credit recommendations.
• Leveraging market, industry, and company research and analysis along with product knowledge to ensure the success of business development efforts.
• Receiving direction from supervisors and exercising independent judgment and accountability while working with teams on a variety of tasks, including compliance and risk management responsibilities.
• Collaborating and consulting with colleagues and managers to complete deliverables, resolve issues, and help deliver business initiatives, communications, and other materials to internal stakeholders and clients.

Program Structure:

• Phase One - Rotations: You will begin your program in one of our ten regional locations. Following the foundational training, you will enter the rotational phase consisting of a multi-month experience in select business areas over the course of a year. All rotations will occur within your assigned regional location.
• Phase Two - Immersive Experience: In the second year, you will be matched with a team that aligns to your skills and interests for a more in-depth experience. This team may be within your regional location or if outside, will involve a virtual work arrangement or the option to relocate.

The Commercial Banking Early Career Development Program is designed to promote a long-term career at Wells Fargo through broad exposure to the business and its career paths as well as professional and technical development. After successfully completing the program, analysts will be prepared for a multitude of roles, including Relationship Manager, Business Development Officer, Portfolio Manager, Business Execution Consultant, Credit Product Sales Specialist, Credit Product Portfolio Specialist, and others.

Ideal candidates for this role must have the following:

• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.
• Solid problem-solving and decision-making skills.
• Strong analytical skills with high attention to detail and accuracy.
• Initiative and proactivity to be an energetic self-starter.
• Curiosity and a genuine interest in learning and growth.
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.

Required Qualifications, US:

• 6+ months of work experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Must be currently pursuing a bachelor's degree with an expected graduation date between December 2025 or May/June 2026. All majors welcome.
• Excellent verbal, written, and interpersonal communication skills.
• Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills.
• Ability to work effectively, as well as independently, in a collaborative, change-driven environment.
• Involvement in extracurricular enrichment activities through one or more of the following: volunteerism, student organization involvement, study abroad program(s), leadership position(s), non-profit involvement.
• Demonstrated knowledge, interest, and/or experience in finance, accounting, and sales.

Program Locations:

Los Angeles, CA; San Francisco, CA

Pay Range: $90,000/year

You can learn more about our programs at https://www.wellsfargojobs.com/university-programs.

Wells Fargo will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work visa sponsorship from Wells Fargo now or in the future in order to retain their authorization to work in the United States.

Pay Range: $78,000.00 - $108,000.00

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Wells Fargo maintains a drug-free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

• Third-Party recordings are prohibited unless authorized by Wells Fargo.
• Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.