Sr. FCRM Officer, Corporate & Investment Banking Oversight

Senior FCRM Compliance Officer

The U.S. FCRM TDS Business Oversight team supports TD Securities in developing, implementing, and maintaining a robust financial crime risk management ("FCRM") program that meets regulatory requirements and mitigates financial crime risk. This involves providing guidance on regulatory compliance, close partnership with business and legal, and operationalizing requirements and regulations for the Wholesale business. The team provides advice across the full spectrum of TDS customers, products, transactions, and FCRM-related processes. The team mandate includes regulatory compliance, program remediation, risk management, and program development. Key components are:

• Design, implement, enhance and maintain the TDS U.S. FCRM program.
• Advise TDS Operations and other 1st line support functions on interpretation of and compliance with applicable financial crime laws, regulations, and guidance.
• Provide oversight of, and credible challenge to, the first line of defense.
• Provide customized training and to ensure that employees remain informed about changes in financial crime regulations and emerging money laundering typologies.
• Assess and opine on financial crime risks of new products and mandates.

The Senior FCRM Compliance Officer is responsible for supporting the firm's FCRM program and plays a key role within U.S. FCRM TDS Business Oversight.

Primary duties include:

• Demonstrate governance, control and risk management behaviors aligned with TD policies and practices.
• Support oversight activities for the US CIB business, including new business and product initiatives, customers and transactions.
• Provide quality evaluations and enhancements of exception reports when needed.
• Where required, advise Investigations' reviews of potentially suspicious activity, providing subject-matter knowledge to support the investigations process.
• Participate in the annual enterprise-wide AML/BSA/Sanctions/ABAC risk assessment process, as required.
• Conduct targeted AML/OFAC training, as appropriate.
• Conduct periodic testing of AML functions as mandated by the Periodic AML Testing Program.
• Participate in special projects, including assisting with adherence to enterprise-wide initiatives including global policies and governance.
• Assist with regulatory and audit requests.
• Provide backup to general AML compliance functions such as surveillance reviews, section 312 reviews and TD affiliates due diligence reviews.
• Complete all tasks within required timeframes.

Qualifications/Skills/Experience:

• Bachelor's degree required (exceptional candidates demonstrating an equivalent combination of relevant education and experience will be considered).
• 5 to 7 years of knowledge and experience in FCRM compliance, preferably within the investment banking division of a large financial institution.
• Strong verbal and written communicator with detailed oriented nature.
• Strong subject matter knowledge of compliance risks and controls for a financial institution; focus on Anti-Money Laundering compliance.
• Ability to identify and evaluate potential risks to the Firm and escalate accordingly.
• Project management and strategic thinking skills.
• Working knowledge of one or more sanctions screening and AML surveillance applications is desirable.
• Proficiency with Microsoft Word, Excel and PowerPoint.

The Senior Compliance Office provides advice, guidance and support to business units in adhering to regulatory/compliance requirements and assists in implementing compliance initiatives to help manage regulatory risk.

Depth & Scope:

• Works independently as the senior officer and may coach and educate others
• Individual contributor role providing specialized expertise or may lead a small team of specialists
• Considered a subject matter expert within a given area working closely with business partners, auditors and/or regulators
• Contact for business management, regulators and external/internal auditors with assistance from Management, dealing with routine information
• Provides day to day interaction and support to Management
• Oversees/executes and/or performs tasks from end to end
• Focuses on short to mid-term issues (e.g. monthly-quarterly)

Education & Experience:

• Bachelors degree or progressive work experience
• 5-7 Years of related experience

Physical Requirements:

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading, writing and comprehending instructions Continuous
• Adding, subtracting, multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package:

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.