Specialized Corporate Senior Credit Officer - Financial Services Group (FSG)

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

At Regions, the Specialized Corporate Senior Credit Officer (SCO) is accountable for the credit quality (past dues, NPA, Criticized assets, Net Losses, Exceptions, etc.), profitability and growth of the total business loan portfolio in the assigned Specialized LOB/Industry Vertical. The Specialized Corporate Senior Credit Officer ensures and is responsible for execution of sound risk management practices as part of the 2nd Line of Defense. The position will be assigned to one of the specialized industries teams, such as Health Care, Tech & Defense, Transportation & Logistics, Financial Services, Energy, etc. The Specialized Corporate Senior Credit Officer serves as a subject matter expert and internal resource for Corporate Bank lending transactions where Senior Credit Officer approval is required and ensures sound risk management practices are applied to all related transactions. The position reports to a Corporate Bank Credit Division Manager.

Primary Responsibilities

• Responsible for the overall creditworthiness of loan transactions within the assigned Specialized LOB/Industry vertical portfolio
• Manages the Specialized LOB/Industry verticals credit exposure to ensure adherence to Regions Risk Appetite Statement and to all asset quality, diversification, and exposure parameters
• Reports to Credit Division Executive and Executive management (when needed) and is accountable for the quality and profitability (return relative to risk) of the Specialized LOB/Industry verticals loan portfolios
• Serves as Policy Author to relevant policies under the Senior Credit Officers purview and routinely provides input to credit policy group(s) on revisions/amendments to existing standards, documentation requirements, and underwriting guidance
• Prepares a quarterly Credit Officer Summary Report discussing the risk, trends, and priority activities within the specialty group
• Partners with multiple Corporate Banking Group lines of business to improve efficiency, effectiveness, productivity and/or control throughout the Credit/Underwriting process
• Serves as an additional trainer/mentor for the respective Credit Products and Coverage teams to provide training and coaching to ensure consistent, sound underwriting practices
• Serves as a member of or project lead for various ad-hoc projects as needed

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelors degree in related field
• Ten+ (10+) years of related experience
• Deep sector/industry knowledge

Preferences

• Completion of a formal Credit Training Program

Skills and Competencies

• Excellent communication skills
• Excellent organizational and time management skills
• Excellent analytical and quantitative skills
• Excellent verbal, written communication, and organizational skills
• Skilled in applicable computer software

This position will support Financial Services Group and Asset Securitization experience is a positive for this role.

Position Type

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

Median:

Incentive Pay Plans:

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits, please click or copy the link below to your browser.

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.