Software Engineer II (Payments Platform)

Company : Cedar
Location : New York, NY
Posted Date : 15 September 2025
Job Type : Other
Category : Software Development
Occupation : Software Engineer
Job Details
Software Engineer II (Payments Platform)
Our healthcare system is the leading cause of personal bankruptcy in the U.S. Every year, over 50 million Americans suffer adverse financial consequences as a result of seeking care, from lower credit scores to garnished wages. The challenge is only getting worse, as high deductible health plans are the fastest growing plan design in the U.S.
Cedar's mission is to leverage data science, smart product design and personalization to make healthcare more affordable and accessible. Today, healthcare providers still engage with its consumers in a "one-size-fits-all" approach; and Cedar is excited to leverage consumer best practices to deliver a superior experience.
At Cedar, we're on a mission to improve the financial health of the U.S. healthcare system. Every year, millions of Americans face financial hardship because of medical bills. We believe it doesn't have to be this way. By leveraging data science and smart product design, we're building a platform that makes the healthcare financial experience more transparent and accessible for everyone.
As a Software Engineer II on the Payments Platform team, you'll be a key contributor to the infrastructure that makes our mission possible. Our Payments Platform is the backbone of all Cedar applications, processing every transaction and ensuring a seamless, reliable experience for patients. You'll work on the core systems that handle money movement, from authorization to settlement, and directly impact how millions of people pay for their care.
The Kinds of Problems You'll Solve
This isn't just about writing code; it's about solving real-world challenges that have a direct impact on our users. You'll:
- Build and enhance core payment features: You'll work on new features and improvements to our payment processing system, ensuring it's robust, secure, and scalable.
- Troubleshoot and optimize: Dive into the system to diagnose and resolve issues, ensuring our platform maintains high availability and performance. You'll learn to identify and address bottlenecks to keep transactions running smoothly.
- Collaborate with cross-functional teams: Work closely with product, client success, and other engineering teams to understand patient and client needs and translate them into technical solutions.
- Deepen your expertise: Develop a strong understanding of the entire payment processing lifecycle, from card and bank integrations to security protocols and compliance.
What We Look For in a Candidate
- Experience: You have 2-3 years of professional experience building and deploying production-level backend services.
- Technical Skills: You're proficient in at least one major programming language and have a solid foundation in computer science fundamentals. (Python, Django, Airflow - highly preferred)
- Problem-Solving: You're a creative problem-solver who can tackle complex challenges in a fast-paced environment.
- Collaboration: You're a team player who can communicate effectively and contribute to a positive and productive team dynamic.
- Mission-Oriented: You're excited by our mission to improve the U.S. healthcare system and are passionate about building solutions that make a tangible difference in people's lives.
Compensation Range and Benefits
- Salary/Hourly Rate Range*: $145,000 - $161,625
- This role is equity eligible
- This role offers a competitive benefits and wellness package
*Subject to location, experience, and education
What do we offer to the ideal candidate?
- A chance to improve the U.S. healthcare system at a high-growth company! Our leading healthcare financial platform is scaling rapidly, helping millions of patients per year
- Unless stated otherwise, most roles have flexibility to work from home or in the office, depending on what works best for you
- For exempt employees: Unlimited PTO for vacation, sick and mental health dayswe encourage everyone to take at least 20 days of vacation per year to ensure dedicated time to spend with loved ones, explore, rest and recharge
- 16 weeks paid parental leave with health benefits for all parents, plus flexible re-entry schedules for returning to work
- Diversity initiatives that encourage Cedarians to bring their whole selves to work, including three employee resource groups: be@cedar (for BIPOC-identifying Cedarians and their allies), Pridecones (for LGBTQIA+ Cedarians and their allies) and Cedar Women+ (for female-identifying Cedarians)
- Competitive pay, equity (for qualifying roles), and health benefits, including fertility & adoption assistance, that start on the first of the month following your start date (or on your start date if your start date coincides with the first of the month)
- Cedar matches 100% of your 401(k) contributions, up to 3% of your annual compensation
- Access to hands-on mentorship, employee and management coaching, and a team discretionary budget for learning and development resources to help you grow both professionally and personally
About us
Cedar was co-founded by Florian Otto and Arel Lidow in 2016 after a negative medical billing experience inspired them to help improve our healthcare system. With a commitment to solving billing and patient experience issues, Cedar has become a leading healthcare technology company fueled by remarkable growth. "Over the past several years, we've raised more than $350 million in funding & have the active support of Thrive and Andreessen Horowitz (a16z).
As of November 2024, Cedar is engaging with 26 million patients annually and is on target to process $3.5 billion in patient payments annually. Cedar partners with more than 55 leading healthcare providers and payers including Highmark Inc., Allegheny Health Network, Novant Health, Allina Health and Providence.
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