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Senior Underwriting Consultant - Remote

UnitedHealth Group

Company : UnitedHealth Group

Location : Minneapolis, MN

Posted Date : 28 October 2025

Job Details

Caring. Connecting. Growing Together.

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference?

The Senior Underwriting Consultant will analyze health benefit plan characteristics and assess risks within our underwriting guidelines to meet financial targets. This individual will analyze health benefit plan characteristics and assess risks in developing premiums. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will assist in maintaining pricing models to assist in the analysis of determining premiums. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting.

You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

  • Prepare financial experience rating calculations and other ongoing financial reviews that directly aligns with client strategies
  • Validate renewals and request for proposals for accuracy including utilization and experience reporting
  • Evaluate and negotiate potential alternatives and options for New Business and Renewal groups with internal and external customers
  • Collaborate with the Sales and Account Management teams to project pricing and profitability and participate in the development of the business strategy
  • Support all requests associated with designated account(s) including annual renewal preparation, ad-hoc reporting, consultation, etc.

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • 6+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual
  • Demonstrated intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)

Preferred Qualifications:

  • Experience working with Medicare products including Part D
  • Proven excellent communication skills, both orally and in writing and solid negotiation skills
  • Proven solid analytical, problem solving and critical decision-making skills

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $89,900 to $160,600 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

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