Senior Manager, Financial Crime Risk Oversight - Emerging Risk

Senior Manager, Financial Crime Risk Business Oversight

The Senior Manager, Financial Crime Risk Business Oversight oversees the team and leads 2nd-line oversight activities and monitoring of the AML/ATF/Sanctions/ABAC compliance programs for covered TD businesses and legal entities, including managing critical program initiatives and handling complex/high-risk matters and escalations.

The Emerging Risk team, as part of the Business Oversight team, provides horizontal support for activities within the purview of business oversight. The incumbent will help support review of all new business initiatives, regulatory change management and emerging risk identification. Additionally, the incumbent will be part of a team that serves as the Program Risk function within Business Oversight.

The Senior Manager, Financial Crime Risk Business Oversight provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance, supporting compensation decisions, promoting teamwork, and handling disciplinary actions, as required. Supports the development of a high-performance business oversight team as a member of the Leadership team. Oversees and leads a large and/or highly complex and diverse AML/ATF/Sanctions/ABAC function for an area of significant risk, complexity or scope while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results. Provides oversight to programs for an assigned portfolio of complex and dynamic TD businesses and legal entities. Maintains highly specialized expertise and in-depth knowledge to manage AML/ATF/Sanctions/ABAC programs for multiple, significant complex businesses, functional areas and/or global business lines. Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise. Manages and oversees the overall discipline and strategy for the AML/ATF/Sanctions/ABAC area while aligning to the enterprise best practices. Position typically deals with senior/executive management. Key contact for business management, regulators, and external/internal auditors, dealing with a broad range of issues including non-routine information. Focuses on longer-range planning for functional area (e.g., 12 months or greater). May manage and prioritize multiple projects at a given time. Acts as highest point of team escalation for resolution and provides direction to resolve issues or escalate.

Undergraduate degree or equivalent work experience. 10+ years experience. Preferred skills include 7 years of experience within the financial industry, 2 years of experience interpreting data and drawing conclusions from various data sources, familiarity with the Microsoft Suite, experience in Excel, strong communication skills and executive presence.

Leads and manages a high performing team on delivery of AML/ATF/Sanctions/ABAC compliance programs and culture. Provides guidance, leadership, coaching and development to direct reports to ensure operational results and professional/personal development objectives are achieved. Provides strategic direction on a broad and diverse range of complex AML/ATF/Sanctions/ABAC program activities. Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls. Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs. Works with senior business unit management/partners to develop proactive strategies, tactics, policies, and programs to effectively manage regulatory/compliance issues. Provides insight, guidance, and recommendations and acts as a specialized resource to other departments based on subject matter expertise including, but not limited to, customer identification and due diligence, enhanced due diligence, policy, governance, training and/or compliance assurance and testing. Manages and provides oversight on day-to-day operations of the department and participates in enterprise wide or Customer focused special projects on behalf of FCRM. Delivers subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis. Coordinates/Manages the team's participation in / responses to regulatory examinations and internal/external audits, reviewing, packaging, and tracking and providing information for department executive.

Develops and oversees the implementation of business line policies and procedures. Works closely with leaders to develop and operationalize the business plan and deliver on AML/ATF/Sanctions/ABAC programs across the enterprise. Plans and executes on strategic activities, reviews, and communicates results, and adjusts tactics accordingly. Proactively identifies key business opportunities, research, and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement. Understands TDBG issues/parameters and guides others to protect the reputation and interest of TDBG by adhering to operating standards and processes related to AML/ATF/Sanctions/ABAC. Provides oversight on risk assessment processes as required. Protects the interests of the organization identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary. Keeps current on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts. Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite. Liaises with regulatory and law enforcement agencies on AML/ATF/Sanctions/ABAC examinations and related inquiries. Ensures employees are building and enhancing their knowledge and expertise; and employees assume responsibility in minimizing operational and regulatory risk by complying with Bank policy and Code of Conduct.

Responsible for management of the overall team providing both leadership and guidance. Contributes to the development of business line and/or enterprise functional strategic priorities within their operational area or field of specialty. Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and completed for all employees. Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner. Manages employees in compliance with all human resources policies, procedures, and guidelines of conduct. Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams. Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes. Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives. Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives. Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading, writing and comprehending instructions Continuous
• Adding, subtracting, multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build