Product Owner (Debit Modernization & Legacy Systems) - Hybrid
Company : M&T Bank
Location : Buffalo, NY, 14201
Posted Date : 1 November 2025
Job Type : Other
Category : Software Development
Occupation : Product Owner
Job Details
Product Owner
Join a team that's shaping the future of debit processing. As a Product Owner, you'll play a critical role in driving the Debit Modernization initiative while maintaining and optimizing our legacy debit authorization systems the backbone of our ATM and payment infrastructure. This is a high-impact role where you'll collaborate with senior leaders, influence strategic decisions, and help deliver innovative solutions that power millions of transactions every day.
This is a dual-focused role with responsibilities across two key areas:
1. Debit Modernization (Strategic & Evolving):
- Partner with Product Management and technology teams to define and refine the product vision and roadmap.
- Lead backlog creation and prioritization for modernization initiatives, including API enablement and integration.
- Drive Solution Planning and PI Planning for this large-scale Agile initiative.
- Collaborate across multiple delivery teams to ensure alignment and transparency.
2. Legacy Debit Authorization Suite (Stable & Critical):
- Own and maintain the backlog for our legacy debit systems (ATH/CMS/PST).
- Ensure continuous backlog grooming and prioritization to meet business and technology needs.
- Support ongoing enhancements and stability for core debit processing.
Day-to-Day Responsibilities:
- Facilitate backlog refinement sessions and Agile ceremonies.
- Write clear, actionable user stories and acceptance criteria.
- Act as the voice of the customer, ensuring features deliver real business value.
- Influence without authority partnering with senior business and technology leaders.
- Use data and design thinking to inform decisions and measure outcomes.
Education and Experience Required:
- Bachelor's degree, or equivalent work experience.
- 6+ years in business, analytical, technical, and/or product experience.
Education and Experience Preferred:
- 2+ years as a Product Owner in an Agile environment (Scrum or Kanban).
- Strong experience with Agile routines, Solution Planning, and PI Planning.
- Excellent communication and stakeholder management skills.
- Experience with API enablement and development (Java, .NET, or similar).
- Strong understanding of mainframe development and interconnectivity across the environment.
- Background in debit processing, core banking, or fintech.
- Familiarity with design thinking and digital product development.
- Servant leadership mindset; ability to coach and mentor teams.
- Experience working on large-scale modernization initiatives.
Why You'll Love It Here:
- Impact: Your work will directly influence the future of our debit platform.
- Visibility: Collaborate with senior leadership and cross-functional teams.
- Growth: Opportunities to lead strategic initiatives and expand your product expertise.
- Culture: Collaborative and innovation-driven environment.
Work Model & Office Location:
- This is a hybrid position requiring 3 days in-office per week.
- Eligible candidates must live within commuting distance to 1 Seneca Street, Buffalo, NY 14203.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $115,703.73 - $192,839.55 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
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