Product Owner (Debit Modernization & Legacy Systems) - Hybrid

Product Owner

Join a team that's shaping the future of debit processing. As a Product Owner, you'll play a critical role in driving the Debit Modernization initiative while maintaining and optimizing our legacy debit authorization systems the backbone of our ATM and payment infrastructure. This is a high-impact role where you'll collaborate with senior leaders, influence strategic decisions, and help deliver innovative solutions that power millions of transactions every day.

This is a dual-focused role with responsibilities across two key areas:

1. Debit Modernization (Strategic & Evolving):

• Partner with Product Management and technology teams to define and refine the product vision and roadmap.
• Lead backlog creation and prioritization for modernization initiatives, including API enablement and integration.
• Drive Solution Planning and PI Planning for this large-scale Agile initiative.
• Collaborate across multiple delivery teams to ensure alignment and transparency.

2. Legacy Debit Authorization Suite (Stable & Critical):

• Own and maintain the backlog for our legacy debit systems (ATH/CMS/PST).
• Ensure continuous backlog grooming and prioritization to meet business and technology needs.
• Support ongoing enhancements and stability for core debit processing.

Day-to-Day Responsibilities:

• Facilitate backlog refinement sessions and Agile ceremonies.
• Write clear, actionable user stories and acceptance criteria.
• Act as the voice of the customer, ensuring features deliver real business value.
• Influence without authority partnering with senior business and technology leaders.
• Use data and design thinking to inform decisions and measure outcomes.

Education and Experience Required:

• Bachelor's degree, or equivalent work experience.
• 6+ years in business, analytical, technical, and/or product experience.

Education and Experience Preferred:

• 2+ years as a Product Owner in an Agile environment (Scrum or Kanban).
• Strong experience with Agile routines, Solution Planning, and PI Planning.
• Excellent communication and stakeholder management skills.
• Experience with API enablement and development (Java, .NET, or similar).
• Strong understanding of mainframe development and interconnectivity across the environment.
• Background in debit processing, core banking, or fintech.
• Familiarity with design thinking and digital product development.
• Servant leadership mindset; ability to coach and mentor teams.
• Experience working on large-scale modernization initiatives.

Why You'll Love It Here:

• Impact: Your work will directly influence the future of our debit platform.
• Visibility: Collaborate with senior leadership and cross-functional teams.
• Growth: Opportunities to lead strategic initiatives and expand your product expertise.
• Culture: Collaborative and innovation-driven environment.

Work Model & Office Location:

• This is a hybrid position requiring 3 days in-office per week.
• Eligible candidates must live within commuting distance to 1 Seneca Street, Buffalo, NY 14203.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $115,703.73 - $192,839.55 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.