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Commercial Collections Representative

Wells Fargo

Company : Wells Fargo

Location : Des Moines, IA, 50301

Posted Date : 28 October 2025

Job Details

Commercial Collections Representative

Wells Fargo is seeking a Commercial Collections Representative within Commercial Banking Operations.

In this role, you will:

  • Support, review, and negotiate a medium to high-risk portfolio consisting of more complex delinquent loans of high-level collateralized accounts which require special handling and research
  • Research credit and account information, handle workout and restructuring problem loans and restructuring payment plans
  • Review account equity to determine loss projections
  • Monitor portfolio for policy compliance and adherence to risk ratings
  • Assist in the training of entry level staff
  • Participate in conducting issue specific training in conjunction with Manager
  • Utilize a high degree of knowledge and understanding of company policies and procedures and execute without issue
  • Lead by example, handle core assignments effectively while taking on additional responsibilities
  • Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
  • Interact with internal customers
  • Receive direction from leaders
  • Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

  • 2+ years of Commercial Collections experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Customer service/Customer Care experience
  • Experience with Accounts payable/Accounts receivable
  • Intermediate Microsoft Office (Word, Excel, and Outlook) skills
  • Excellent verbal, written, and interpersonal communication skills
  • Ability to provide strong customer service while actively listening and responding in an appropriate manner
  • Excellent critical thinking and problem-solving skills, as well as the ability to embrace and adapt to change
  • Sound analytical skills with high attention to detail and accuracy
  • Experience delivering results in a fast-paced, deadline driven environment
  • Sound organizational, multi-tasking, and prioritizing skills

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • Candidate must be based out of posted location
  • This position offers a hybrid work schedule
  • Relocation assistance is not available for this position
  • Ability to work additional hours as needed

Posting Location:

  • DES MOINES, IA

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

  • Third-Party recordings are prohibited unless authorized by Wells Fargo.
  • Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

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